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Non-Profit Insurance in Charleston SC & Mt Pleasant SC

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Non-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a McKenna Agency, Inc. agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non-Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Locations

McKenna Agency Inc. - Main Office

1032 Savannah Hwy.
Charleston, SC 29407
Main office: 843-795-0189
Fax: 843-795-5708

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Mt Pleasant

2191 N Highway 17, Ste B
Mount Pleasant, SC 29466
Main office: 843-884-0069
Fax: 843-884-5415

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Summerville

810 N Main St
Summerville, SC 29483
Main office: 843-410-5934
Fax: 843-628-6706

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - North Charleston

2154 N Center St, Ste B 205
North Charleston, SC 29406
Main office: 843-797-8041
Fax: 843-569-4557

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Beaufort

2 Merchants Lane, Ste 112
Beaufort, SC 29907
Main office: 843-322-0224
Fax: 843-322-0913

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Chapin

PO Box 955
Chapin, SC 29036
Main office: 864-469-6985
Fax: 864-236-4049

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Estill

660 Martin L. King, Jr. Blvd North
Estill, SC 29918
Main office: 803-625-3701
Fax: 803-625-0124

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Minnesota

8100 Penn Ave S, Ste 165
Bloomington, MN 55431
Main office: 888-838-7682

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

My husband and I have been working with Wes for the last year. We met with several financial advisors before deciding on the McKenna Agency and definitely felt like we made the right choice after our first meeting. Wes “roots” for our financial goals while giving sound advice along the way. We have never felt more at peace financially (been married 6+years) and feel secure in our financial future. Wes has been a GREAT resource for us and we highly recommend him, his staff and agency.
- Ashley D
I want to thank the McKenna Agency, Inc. and especially to Mr. Ell Brown for helping me with my insurance. As I was preparing to go there I felt as if I was going to my doctor for bad news, but to my surprise what at great experience meeting a young man with a wonderful smile to greet me. Mr. Brown discussed some options and prices of two of his products; he explained to me what I would need to do. We have both worked diligently preparing me to be a new member of the McKenna family. The slogan reads “Nationwide is on Your Side”, says it all. The pain is gone and I will continue to look forward to having a long-lasting relationship. Thank you again Nationwide and your wonderful Mr. Brown.
- Brenda A
Love this place! Great people who always do what's in the best interest of their clients!
- Ashley R