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Personal Trainer Insurance in Charleston SC & Mt Pleasant SC

Many professions require specialized forms of insurance, and as a personal trainer, your career comes with a certain degree of professional liability that others may not experience.

Being a personal trainer is a rewarding career, but it can lead to increased insurance risks because there are many ways for your clients to get hurt, and you can't watch everybody at every moment. On any given day, you might have people who push themselves harder than they should, ignore the warning signs that their bodies provide, or refuse to take the advice you’ve given them. Many of these problems aren't your fault, especially if you keep clients informed of best health practices without exceeding the scope of your responsibilities. However, aggressive clients may still sue for negligence if they injure themselves under your supervision.

Personal trainer insurance can act as a buffer between you and the claims that injured parties may make. McKenna Agency, Inc. agents can help you keep important aspects of your career and this coverage in mind when considering insurance as a personal trainer.

Personal Trainer Insurance Coverage Options

There are two major components of personal trainer insurance, both of which are needed for truly comprehensive coverage.

  • Professional Liability Insurance covers lawsuits ranging from injuries caused by improperly maintained equipment to claims of misconduct. For professional trainers, the most common problems stem from interacting with a customer's belongings, or from saying or writing something that a client finds offensive. Be sure to ask an agent about how much liability insurance you're likely to need, since different trainers often need different amounts, depending on their clientele and style of personal training (training for the elderly or high-intensity training, for instance).
  • Miscellaneous Personal Trainer Insurance helps cover claims for bodily injuries that come from either incorrectly providing or failing to provide a promised service. Claims of this type can reach several hundred thousand dollars or more, so it's important to have enough coverage to pay off your claims if you ever end up needing to use this insurance.

Personal Trainer Insurance Requirements

As a personal trainer, you may be asked to provide evidence of certification in your field before a policy will be offered. Experienced trainers—particularly those who have avoided claims in the past—may be eligible for a discounted rate on their policy.

1. "The Role of a Personal Trainer | Resources." Accessed April 11, 2016. https://www.nfpt.com/the-role-of-a-personal-trainer.

2. "Woman Wins $300k Due to Personal Trainer’s Negligence ..." Accessed April 11, 2016. http://blog.lawyer.com/index.php/2012-04-23-woman-wins-300k-due-to-personal-trainers-negligence/.

Our Locations

McKenna Agency Inc. - Main Office

1032 Savannah Hwy.
Charleston, SC 29407
Main office: 843-795-0189
Fax: 843-795-5708

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Mt Pleasant

2191 N Highway 17, Ste B
Mount Pleasant, SC 29466
Main office: 843-884-0069
Fax: 843-884-5415

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Summerville

810 N Main St
Summerville, SC 29483
Main office: 843-410-5934
Fax: 843-628-6706

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - North Charleston

2154 N Center St, Ste B 205
North Charleston, SC 29406
Main office: 843-797-8041
Fax: 843-569-4557

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Beaufort

2 Merchants Lane, Ste 112
Beaufort, SC 29907
Main office: 843-322-0224
Fax: 843-322-0913

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Chapin

PO Box 955
Chapin, SC 29036
Main office: 864-469-6985
Fax: 864-236-4049

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Estill

660 Martin L. King, Jr. Blvd North
Estill, SC 29918
Main office: 803-625-3701
Fax: 803-625-0124

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Minnesota

8100 Penn Ave S, Ste 165
Bloomington, MN 55431
Main office: 888-838-7682

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

My husband and I have been working with Wes for the last year. We met with several financial advisors before deciding on the McKenna Agency and definitely felt like we made the right choice after our first meeting. Wes “roots” for our financial goals while giving sound advice along the way. We have never felt more at peace financially (been married 6+years) and feel secure in our financial future. Wes has been a GREAT resource for us and we highly recommend him, his staff and agency.
- Ashley D
I want to thank the McKenna Agency, Inc. and especially to Mr. Ell Brown for helping me with my insurance. As I was preparing to go there I felt as if I was going to my doctor for bad news, but to my surprise what at great experience meeting a young man with a wonderful smile to greet me. Mr. Brown discussed some options and prices of two of his products; he explained to me what I would need to do. We have both worked diligently preparing me to be a new member of the McKenna family. The slogan reads “Nationwide is on Your Side”, says it all. The pain is gone and I will continue to look forward to having a long-lasting relationship. Thank you again Nationwide and your wonderful Mr. Brown.
- Brenda A
Love this place! Great people who always do what's in the best interest of their clients!
- Ashley R