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843.795.0189

Commercial Real Estate Insurance in Charleston SC & Mt Pleasant SC

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Locations

McKenna Agency Inc. - Main Office

1032 Savannah Hwy.
Charleston, SC 29407
Main office: 843-795-0189
Fax: 843-795-5708

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Mt Pleasant

2191 N Highway 17, Ste B
Mount Pleasant, SC 29466
Main office: 843-884-0069
Fax: 843-884-5415

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Summerville

810 N Main St
Summerville, SC 29483
Main office: 843-410-5934
Fax: 843-628-6706

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - North Charleston

2154 N Center St, Ste B 205
North Charleston, SC 29406
Main office: 843-797-8041
Fax: 843-569-4557

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Beaufort

2 Merchants Lane, Ste 112
Beaufort, SC 29907
Main office: 843-322-0224
Fax: 843-322-0913

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Chapin

PO Box 955
Chapin, SC 29036
Main office: 864-469-6985
Fax: 864-236-4049

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Estill

660 Martin L. King, Jr. Blvd North
Estill, SC 29918
Main office: 803-625-3701
Fax: 803-625-0124

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Minnesota

8100 Penn Ave S, Ste 165
Bloomington, MN 55431
Main office: 888-838-7682

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

My husband and I have been working with Wes for the last year. We met with several financial advisors before deciding on the McKenna Agency and definitely felt like we made the right choice after our first meeting. Wes “roots” for our financial goals while giving sound advice along the way. We have never felt more at peace financially (been married 6+years) and feel secure in our financial future. Wes has been a GREAT resource for us and we highly recommend him, his staff and agency.
- Ashley D
I want to thank the McKenna Agency, Inc. and especially to Mr. Ell Brown for helping me with my insurance. As I was preparing to go there I felt as if I was going to my doctor for bad news, but to my surprise what at great experience meeting a young man with a wonderful smile to greet me. Mr. Brown discussed some options and prices of two of his products; he explained to me what I would need to do. We have both worked diligently preparing me to be a new member of the McKenna family. The slogan reads “Nationwide is on Your Side”, says it all. The pain is gone and I will continue to look forward to having a long-lasting relationship. Thank you again Nationwide and your wonderful Mr. Brown.
- Brenda A
Love this place! Great people who always do what's in the best interest of their clients!
- Ashley R