Condo insurance can provide South Carolina residents with coverage not supplied by their condo association, including incidents such as personal article coverage and liability.
The McKenna Agency, Inc. understands how difficult it can be to avoid unexpected situations such as theft, liability and property damage, which is why we want to take the time to educate South Carolina residents on the importance of having a condo insurance policy. While your condo association may provide insurance coverage for physical damage to the outside of your property, condo insurance can also help with other liabilities.
Condo insurance is similar to renters insurance in that it provides valuable protection to residents from instances relating to theft or liability issues. If someone breaks into your condo or townhouse while you’re away and vandalizes or steals anything, condo insurance can help cover what it can in the aftermath. Also, if you were to ever have guests over and one of them slipped on the floor and became injured, condo insurance would help with any costs related to this type of incident as well.
In addition to everything listed above, condo insurance may also help if you ever need to live elsewhere in the event your condo is too damaged to reside in for an extended period of time. It may also cover improvements you made to your condo or townhouse.
At McKenna Agency, we want SC residents to know that our policies can help prepare them for the future by offering protection and financial solutions when the unexpected happens. Living in a condo is different than living in a house, and because of this, it’s important to understand the differences in these respective insurance policies.
For more information contact us today by dialing 843.795.0189 or fill out the form on this page.