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Flood Insurance

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Do you know that flooding is the most common natural disaster in the United States? From the years 2002 to 2011, the total flood insurance claims averaged over $2.9 billion per year, according to the National Flood Insurance Program (NFIP).

Are you prepared for the worst case scenario? Flooding is a disaster that can be completely unpredictable. Those living inland in the state of SC may not feel as threatened when it comes to flooding, but one does not have to live in downtown Charleston to be in need of flood insurance. Heavy rainfall is one of the many incidents that could lead to a devastating and costly flood in your home. Fortunately, our agents at The McKenna Agency, Inc. are here to provide the right flood insurance policy.

Depending on the location of your home and the flood history of the area, you will find out whether you are in need of a standard flood insurance policy or a preferred risk flood insurance policy.

  • Standard Flood Insurance Policy. This type of coverage is designed for those who live in high-risk flooding areas. Typically, these types of communities will participate in the National Flood Insurance Program (NFIP.)
  • Preferred Risk Flood Insurance Policy. This type of flood insurance is designed for those who reside in a low-moderate risk zone. This policy is not mandatory, but it is encouraged. It may protect your home and its contents in the event of a flood, large or small.

If you are not sure which policy is right for you, have no fear. Our agents at McKenna Agency are ready to discuss flood insurance options with residents of SC, from Gaffney to Hilton Head. We also offer flood insurance for renters, condo owners, and businesses!

If you are interested in learning more about the coverage that would best fit your needs, please give us a call by dialing 843.795.0189. If you would prefer, you can also take a moment to fill out the free quote form on this page. One of our agents will contact you as soon as possible.