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Workers Compensation Insurance

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Workers compensation is compulsory in the state of South Carolina. Is your business covered?

According to Occupational Safety and Health Administration (OSHA), more than 4 million people in the United States suffer a workplace injury or occupational illness each year. In 2011 alone, 4,609 workers were killed on the job. These numbers are a cause for concern!

As a business owner, you bear the large responsibility of taking care of all employees. By supplying the proper safety equipment and establishing solid codes of conduct, you are taking a step in the right direction towards fewer risks. However, sometimes it takes much more than just safety gear, training and company policies. Having a workers comp program in place is just what you need! Fortunately for you, our agents at the McKenna Agency, Inc. are ready to offer this essential coverage.

Having workers compensation in place may help protect both you and your employees from a variety of unexpected events. Policies can typically provide coverage for:

  • Medical expenses and bills
  • Loss of income and wages
  • Necessary rehabilitation costs
  • Death benefits
  • And much more…

If you plan on opting out of workers comp, you may end up in much more trouble than you bargained for. Since this policy is required by federal and state law, you may end up being fined, charged with a Class D felony, or even sent to prison. It is not worth it to pass up coverage when the consequences are so heavy.

If you are wondering what else workers compensation will mean for your business, do not hesitate to ask the agents at our South Carolina insurance agency. Besides being able to provide for those residing in SC, we are also licensed to write workers comp policies in GA, TN, NC, MN and VA.

To get started, please give us a call by dialing 843.795.0189 or simply fill out the free quote form on this page.