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Individual Life Insurance in Charleston SC & Mt Pleasant SC

Reassurance for you and your Loved Ones.

McKenna Agency, Inc. provides life insurance to individuals in Charleston, Mt Pleasant, Summerville, North Charleston, West Ashley, Goose Creek, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At McKenna Agency, Inc., we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

McKenna Agency, Inc. offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.

Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

McKenna Agency, Inc. is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with McKenna Agency, Inc. will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

McKenna Agency Inc. - Main Office

1032 Savannah Hwy.
Charleston, SC 29407
Main office: 843-795-0189
Fax: 843-795-5708

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Mt Pleasant

2191 N Highway 17, Ste B
Mount Pleasant, SC 29466
Main office: 843-884-0069
Fax: 843-884-5415

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Summerville

810 N Main St
Summerville, SC 29483
Main office: 843-410-5934
Fax: 843-628-6706

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - North Charleston

2154 N Center St, Ste B 205
North Charleston, SC 29406
Main office: 843-797-8041
Fax: 843-569-4557

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Beaufort

2 Merchants Lane, Ste 112
Beaufort, SC 29907
Main office: 843-322-0224
Fax: 843-322-0913

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Chapin

PO Box 955
Chapin, SC 29036
Main office: 864-469-6985
Fax: 864-236-4049

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Estill

660 Martin L. King, Jr. Blvd North
Estill, SC 29918
Main office: 803-625-3701
Fax: 803-625-0124

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

McKenna Agency Inc. - Minnesota

8100 Penn Ave S, Ste 165
Bloomington, MN 55431
Main office: 888-838-7682

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

My husband and I have been working with Wes for the last year. We met with several financial advisors before deciding on the McKenna Agency and definitely felt like we made the right choice after our first meeting. Wes “roots” for our financial goals while giving sound advice along the way. We have never felt more at peace financially (been married 6+years) and feel secure in our financial future. Wes has been a GREAT resource for us and we highly recommend him, his staff and agency.
- Ashley D
I want to thank the McKenna Agency, Inc. and especially to Mr. Ell Brown for helping me with my insurance. As I was preparing to go there I felt as if I was going to my doctor for bad news, but to my surprise what at great experience meeting a young man with a wonderful smile to greet me. Mr. Brown discussed some options and prices of two of his products; he explained to me what I would need to do. We have both worked diligently preparing me to be a new member of the McKenna family. The slogan reads “Nationwide is on Your Side”, says it all. The pain is gone and I will continue to look forward to having a long-lasting relationship. Thank you again Nationwide and your wonderful Mr. Brown.
- Brenda A
Love this place! Great people who always do what's in the best interest of their clients!
- Ashley R